Our Financial services

Virtue Lite

  • Consolidate your investments & insurances in one place
  • Yearly financial report
  • Virtue Money app and web portal access

Virtue On Demand

  • Advice on demand
  • Consolidate your investments & insurances in one place.
  • Yearly financial report
  • Virtue Money app and web portal access

Virtue Deluxe

  • All the benefits of ‘Virtue on demand’
  • PLUS…

  • Dedicated Financial Adviser
  • Plans are automatically reviewed on a regular basis

Virtue Lite logoVirtue Lite

Under this service we will bring all of your financial arrangements together and you will be given 24/7 access to view these online. An annual valuation report will be sent to you.

A typical customer is...

  • Looking to protect their families/lifestyles from an unpredictable future…..
  • Looking to maintain what they already have……

Virtue On Demand

Virtue on Demand is our second tier service. We will provide you with the same benefits of the Lite service with the additional access to an adviser if required.

A typical customer is...

  • Just starting their financial journey…….
  • Retiring and needs help accessing their pension benefits…….

Virtue Deluxe

Virtue Deluxe is our most popular service. With a dedicated relationship manager and Financial Adviser your financial affairs are reviewed regularly. We will also keep you up to date with a six monthly valuation report.

A typical customer is...

• A minimum of 10 years away from retirement….
• Juggling a large portfolio that is too hard to manage without the help of a professional…

Contact us

If you have any further questions or would like to speak to one of our Financial Advisers, please use our online form and we’ll get back to you as soon as possible.

If you wish to register a complaint, please write to or telephone Diane Kennedy, telephone number 0345 034 3424.


A summary of our internal complaints handling procedures for the resaonable and prompt handling of complaints is avaliable on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 45 67.

Any personal information that you volunteer will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or telephone.


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