Cashflow Planning

How much money do you need?

You may know your current income and expenditure and have a clear understanding regarding your immediate financial situation but what about next year, the following year, 10 years’ time or retirement?

What you do know regarding your financial behaviour that will affect the rest of your life?

These are the questions that will affect your financial stance.




At Virtue Money we believe that Cashflow Modelling is a fantastic way to plan your retirement.

So, what is Cashflow Planning?

We input detailed information supplied by you into our software system and can build in various “what if” scenarios; like what if the children go to university, what if we pay off the mortgage early, what if we want to go on that once in a lifetime holiday, to identify a course of action needed to ensure that your financial future isn’t just pie in the sky.

Cashflow planning helps you shine a light on your goals and objectives and gives you a clear understanding on your finances, to give you a brighter future and help you understand ‘How much’. Essentially, it’s about helping you get the enjoy the best life possible with the money you have.